CACC

Credit Acceptance Corporation

$515.38

-3.84%
SectorFinancial ServicesIndustryCredit ServicesCountryUnited States

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Source: Yahoo Finance
AI summary

Price & performance

1M-1.7%
3M-11.8%
YTD+15.1%
1Y+15.8%
52-week range—
Beta1.18
Full chart and returns against a benchmark

Q-Score

48/ 100

Quality against peers; 50 is the peer median.

Growth36
Risk47
Performance40
Valuation48
Profitability64
Leverage89
Sentiment26
Every score and metric

News sentiment

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Latest results · FY 2025

Revenue$2.3B+7.2%
Net income$423.9M+71.0%
Net margin18.3%+6.8 pts
Historical fundamentals

Revenue exposure

0%of revenue from outside the US
United States100%
Regions, segments, customers and suppliers

Valuation

CACCIndustryP/E15.5024.42P/S2.2310.57EV/EBITDA—27.44P/B3.767.09PEG—0.74
Dividend yield0.00%
Every valuation metric

Earnings

Jan 28next report, after the close
EPS estimate$12.34
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate