CIA

Citizens, Inc.

$4.38

0.69%
SectorFinancial ServicesIndustryInsurance - LifeCountryUnited States

Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.

Source: Yahoo Finance
AI summary

Price & performance

1M-0.6%
3M-31.4%
YTD-27.9%
1Y-34.6%
52-week range—
Beta1.15
Full chart and returns against a benchmark

Q-Score

31/ 100

Quality against peers; 50 is the peer median.

Growth34
Risk36
Performance36
Valuation58
Profitability35
Leverage—
Sentiment—
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$255.6M+4.3%
Net income$14.6M-2.2%
Net margin5.7%-0.4 pts
Historical fundamentals

Revenue exposure

0%of revenue from outside the US
United States100%
Regions, segments, customers and suppliers

Valuation

CIAIndustryP/E25.3612.12P/S0.862.14EV/EBITDA—24.87P/B1.001.74PEG—0.95
Dividend yield0.00%
Every valuation metric

Earnings

Nov 5next report
EPS estimate$0.03
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate