COFS

ChoiceOne Financial Services, Inc.

$36.74

-1.47%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services.

Source: Yahoo Finance
AI summary

Price & performance

1M+13.1%
3M+9.0%
YTD+30.4%
1Y+30.0%
52-week range—
Beta0.78
Full chart and returns against a benchmark

Q-Score

45/ 100

Quality against peers; 50 is the peer median.

Growth50
Risk39
Performance53
Valuation61
Profitability48
Leverage43
Sentiment58
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$19M+48.6%
Net income$28.2M+5.4%
Net margin148.3%-60.8 pts
Historical fundamentals

Revenue exposure

0%of revenue from outside the US
United States100%
Regions, segments, customers and suppliers

Valuation

COFSIndustryP/E10.0413.82P/S25.753.54EV/EBITDA—50.98P/B1.171.35PEG0.070.71
Dividend yield3.17%
Every valuation metric

Earnings

Jan 29next report, before the open
EPS estimate$0.93
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate