CZNC

Citizens & Northern Corporation

$28.42

-0.07%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company's deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. It also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance.

Source: Yahoo Finance
AI summary

Price & performance

1M+3.7%
3M+16.2%
YTD+38.3%
1Y+43.8%
52-week range—
Beta0.65
Full chart and returns against a benchmark

Q-Score

41/ 100

Quality against peers; 50 is the peer median.

Growth57
Risk51
Performance48
Valuation46
Profitability40
Leverage42
Sentiment—
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue—
Net income$23.4M-9.8%
Net margin—
Historical fundamentals

Valuation

CZNCIndustryP/E14.5413.82P/S—3.54EV/EBITDA—50.98P/B1.491.35PEG0.500.71
Dividend yield3.58%
Every valuation metric

Earnings

Jan 27next report
EPS estimate$0.68
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate