HAPN

Happen, Inc.

$15.67

-3.39%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States. The company offers deposit products, including savings accounts, checking accounts, money market accounts, and certificates of deposit; consumer loan products, such as unsecured loans, fixed-rate and fixed-term consumer loans, major purchase finance, and auto refinance; personal loans for credit card refinancing and debt consolidation; financing for health and wellness; and balance transfer, credit card and debt consolidation, emergency, funeral, home improvement, moving, small, and wedding loans. It also provides commercial lending, including small business and SBA loans. In addition, the company operates a lending marketplace platform. It serves individual consumers and small businesses. The company was formerly known as LendingClub Corporation and changed its name to Happen, Inc. in June 2026. Happen, Inc.

Source: Yahoo Finance
AI summary

Price & performance

1M+5.1%
3M-19.7%
YTD-18.8%
1Y-7.8%
52-week range—
Beta1.89
Full chart and returns against a benchmark

Q-Score

41/ 100

Quality against peers; 50 is the peer median.

Growth42
Risk30
Performance55
Valuation58
Profitability42
Leverage58
Sentiment77
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$998.8M+26.9%
Net income$135.7M+164.3%
Net margin13.6%+7.1 pts
Historical fundamentals

Revenue exposure

0%of revenue from outside the US
United States100%
Regions, segments, customers and suppliers

Valuation

HAPNIndustryP/E8.5713.82P/S1.733.54EV/EBITDA—50.98P/B1.131.35PEG0.080.71
Dividend yield0.00%
Every valuation metric

Earnings

Oct 28next report, after the close
EPS estimate$0.46
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate