MSBI

Midland States Bancorp, Inc.

$32.44

0.46%

SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

Overview AI Brief ChartChart & Performance Financials ExposureRevenue Exposure FilingsFilings & Red Flags ScoresScores & Valuation News Analysts InsidersInsiders & Short Interest Ownership

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments.

Source: Yahoo Finance

Q-Score43/ 100

Market Cap$674.8M

P/E11.58

Dividend Yield4.12%

52-Week Range—

Next EarningsJan 21After close

AnalystsHold+2.5% target

Beta0.84

AI summary

Price & performance

1M+2.0%

3M-0.4%

YTD+60.3%

1Y+116.6%

52-week range—

Beta0.84

Full chart and returns against a benchmark

Q-Score

43/ 100

Quality against peers; 50 is the peer median.

Growth52

Risk38

Performance48

Valuation65

Profitability43

Leverage41

Sentiment41

Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue—

Net income-$124.3M-426.7%

Net margin—

Historical fundamentals

Red flags in filings

1active red flag

Restated financialsApr 25, 2025

Filings, findings and the timeline

Valuation

MSBIIndustryP/E11.5813.82P/S—3.54EV/EBITDA—50.98P/B1.271.35PEG—0.71

Dividend yield4.12%

Every valuation metric

Earnings

Jan 21next report, after the close

EPS estimate$0.88

Beats (last 4 quarters)—

Average surprise—

EPS revisions (30d)—

Every quarter against its estimate

Historical Fundamentals

Net Income

P/E

Showing the last 4 periods. Pro adds the full annual and quarterly history and 20+ more metrics to chart.

Latest Results

The latest fiscal year and quarter, each against the same period a year earlier, from SEC filings.

Metric	FY 2025	vs a year before	Q3 2026	vs a year before
Net Income	-$124.3M	-426.7%	$22.8M	—

Earnings

The next report, and the record against analysts' estimates.

Next EPS estimate$0.88Reports after the close

Beats (last 4 quarters)—

Average surprise—

EPS revisions (30d)—

Q-Scores

OverallCombines the categories below, except Sentiment

Industry 6743

Growth

Industry 6752

Risk

Industry 6938

Performance

Industry 6448

Valuation

Industry 6065

Profitability

Industry 4743

Leverage

Industry 4141

Sentiment

Industry 3541

Key Metrics

Fundamentals: trailing twelve months to Sep 2026, from the latest 10-K and 10-Qs.

Market Beta (5-factor)

IM 0.93SM 0.841.00

Market Cap

674.8M

Dividend Yield

IM 2.27%SM 1.01%4.12%

Volume

IM 146.6KSM 217.6K159.1K

Industry Market Share

0.04%

Sector Market Share

0.00%

IM industry median · SM sector median: the typical company the value is compared with. The /100 is its score against those peers.

Comparable Companies

The companies closest in size in Banks - Regional (filled from its sector when there are few), with the median and rank across all 313 in the industry.

Company	Market cap	P/E	P/S	P/B	FCF yield	Revenue growth	ROE	Debt/equity
MSBIMidland States Bancorp, Inc.	$674.8M	11.6	—	1.3	11.2%	—	11.0%	0.3
ACNBACNB Corporation	$678.9M	12.2	3.3	1.6	11.6%	14.8%	13.2%	0.8
TCBXThird Coast Bancshares, Inc.	$661.2M	8.8	—	1.0	3.2%	—	11.2%	0.0
RRBIRed River Bancshares, Inc.	$689.8M	14.5	—	1.8	7.1%	—	12.5%	0.0
BHBBar Harbor Bankshares	$692.9M	12.2	—	1.3	8.5%	—	10.6%	0.3
CBNKCapital Bancorp, Inc.	$693.1M	12.7	—	1.6	11.4%	—	12.6%	0.0
CCBCoastal Financial Corporation	$656.2M	—	—	1.4	37.2%	—	-0.8%	0.0
BCALCalifornia BanCorp	$702.5M	12.0	—	1.2	7.3%	—	10.1%	0.0
CARECarter Bankshares, Inc.	$647.7M	4.9	31.9	1.2	7.5%	4.6%	24.8%	0.0
Industry median		11.9	20.9	1.3	9.4%	8.8%	10.6%	0.0
MSBI percentile		42nd	—	52nd	71st	—	54th	78th