OPFI

OppFi Inc.

$6.03

-2.43%
SectorFinancial ServicesIndustryCredit ServicesCountryUnited States
OverviewAI BriefChartFinancialsExposureFilingsScoresNewsAnalystsInsidersOwnership

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

Source: Yahoo Finance
Q-Score58/ 100
Market Cap$864.5M
P/E9.14
Dividend Yield0.00%
52-Week Range—
Next EarningsOct 28Before open
AnalystsBuy+102.2% target
Beta1.57
AI summary

Price & performance

1M-6.2%
3M-40.2%
YTD-45.6%
1Y-42.6%
52-week range—
Beta1.57
Full chart and returns against a benchmark

Q-Score

58/ 100

Quality against peers; 50 is the peer median.

Growth47
Risk36
Performance55
Valuation65
Profitability75
Leverage49
Sentiment57
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$381.2M+18.6%
Net income$26.3M+262.8%
Net margin6.9%+4.6 pts
Historical fundamentals

Red flags in filings

2active red flags
Material weakness in controlsMar 12, 2026
Debt default or accelerationApr 16, 2026
Filings, findings and the timeline

Revenue exposure

0%of revenue from outside the US
United States100%
Regions, segments, customers and suppliers

Valuation

OPFIIndustryP/E9.1424.42P/S2.4610.57EV/EBITDA5.4627.44P/B1.957.09PEG0.000.74
Dividend yield0.00%
Every valuation metric

Earnings

Oct 28next report, before the open
EPS estimate$0.34
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate