OPHC

OptimumBank Holdings, Inc.

$8.93

-1.33%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail.

Source: Yahoo Finance
AI summary

Price & performance

1M+2.5%
3M+22.0%
YTD+118.6%
1Y+126.7%
52-week range—
Beta0.42
Full chart and returns against a benchmark

Q-Score

90/ 100

Quality against peers; 50 is the peer median.

Growth89
Risk43
Performance73
Valuation88
Profitability—
Leverage48
Sentiment64
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue—
Net income$16.6M+26.9%
Net margin—
Historical fundamentals

Valuation

OPHCIndustryP/E5.5013.82P/S—3.54EV/EBITDA—50.98P/B0.841.35PEG0.140.71
Dividend yield0.00%
Every valuation metric

Earnings

Nov 13next report, before the open
EPS estimate$0.33
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate