ROOT

Root, Inc.

$43.82

0.69%

SectorFinancial ServicesIndustryInsurance - Property & CasualtyCountryUnited States

Overview AI Brief ChartChart & Performance Financials ExposureRevenue Exposure FilingsFilings & Red Flags ScoresScores & Valuation News Analysts InsidersInsiders & Short Interest Ownership

Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.

Source: Yahoo Finance

Market Cap$665.7M

Dividend Yield0.00%

AnalystsHold+30.1% target

Beta1.68

AI summary

Price & performance

1M-2.4%

3M-23.2%

YTD-34.7%

1Y-47.9%

52-week range—

Beta1.68

Full chart and returns against a benchmark

Q-Score

56/ 100

Quality against peers; 50 is the peer median.

Growth62

Risk25

Performance63

Valuation77

Profitability59

Leverage28

Sentiment58

Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$1.5B+29.0%

Net income$40.3M+30.4%

Net margin2.7%+0.0 pts

Historical fundamentals

Revenue exposure

Regions, segments, customers and suppliers

Valuation

ROOTIndustryP/E8.2210.35P/S0.431.65EV/EBITDA1.63111.50P/B2.042.20PEG0.200.52

Dividend yield0.00%

Every valuation metric

Earnings

Nov 4next report

EPS estimate$0.59

Beats (last 4 quarters)—

Average surprise—

EPS revisions (30d)—

Every quarter against its estimate

Historical Fundamentals

Revenue

Net Income

Net Margin

Showing the last 4 periods. Pro adds the full annual and quarterly history and 20+ more metrics to chart.

Latest Results

The latest fiscal year and quarter, each against the same period a year earlier, from SEC filings.

Metric	FY 2025	vs a year before	Q3 2026	vs a year before
Revenue	$1.5B	+29.0%	$381.3M	—
Net Income	$40.3M	+30.4%	$14.4M	—
Net Margin	2.7%	+0.0 pts	3.8%	—

Earnings

The next report, and the record against analysts' estimates.

Next EPS estimate$0.59

Beats (last 4 quarters)—

Average surprise—

EPS revisions (30d)—

Q-Scores

OverallCombines the categories below, except Sentiment

Industry 8056

Growth

Industry 6862

Risk

Industry 8425

Performance

Industry 6763

Valuation

Industry 6877

Profitability

Industry 5559

Leverage

Industry 2828

Sentiment

Industry 4358

Key Metrics

Fundamentals: trailing twelve months to Sep 2026, from the latest 10-K and 10-Qs.

Market Beta (5-factor)

IM 0.88SM 0.841.15

Market Cap

665.7M

Dividend Yield

IM 1.21%SM 1.01%0.00%

Volume

IM 297.3KSM 217.6K208K

Industry Market Share

0.10%

Sector Market Share

0.00%

IM industry median · SM sector median: the typical company the value is compared with. The /100 is its score against those peers.

Comparable Companies

The companies closest in size in Insurance - Property & Casualty (filled from its sector when there are few), with the median and rank across all 45 in the industry.

Company	Market cap	P/E	EV/EBITDA	P/S	P/B	FCF yield	Revenue growth	Op. margin	ROE	Debt/equity
ROOTRoot, Inc.	$665.7M	8.2	1.6	0.4	2.0	27.5%	7.9%	6.7%	24.8%	0.6
DGICADonegal Group Inc.	$709.8M	10.3	—	0.7	1.1	7.2%	-3.3%	—	10.5%	0.0
AIIAmerican Integrity Insurance Group, Inc.	$551.4M	6.3	—	1.6	1.5	29.7%	29.3%	—	23.8%	0.0
ACICAmerican Coastal Insurance Corporation	$485.2M	5.6	2.1	1.6	1.4	14.2%	-5.3%	37.7%	24.5%	0.4
HIPOHippo Holdings Inc.	$966.1M	30.2	—	1.8	2.1	13.1%	20.6%	—	6.8%	0.0
HRTGHeritage Insurance Holdings, Inc.	$992.7M	4.6	1.8	1.2	1.7	18.6%	2.3%	34.1%	36.1%	0.1
DGICBDonegal Group Inc.	$1B	14.8	—	1.1	1.5	5.0%	-3.3%	—	10.5%	0.0
BOWBowhead Specialty Holdings Inc.	$1.1B	18.9	—	1.8	2.5	36.0%	23.8%	—	13.3%	0.3
ASICAtegrity Specialty Insurance Co	$1.2B	11.8	—	2.2	1.8	17.7%	29.8%	—	15.0%	0.0
Industry median		12.0	8.7	1.5	1.9	12.2%	6.4%	15.2%	17.9%	0.1
ROOT percentile		23rd	6th	3rd	55th	92nd	56th	28th	77th	97th