VBNK

VersaBank

$24.02

-2.99%
SectorFinancial ServicesIndustryBanks - RegionalCountryCanada

VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

Source: Yahoo Finance
AI summary

Price & performance

1M+9.0%
3M+26.2%
YTD+60.7%
1Y+106.9%
52-week range—
Beta0.94
Full chart and returns against a benchmark

Q-Score

50/ 100

Quality against peers; 50 is the peer median.

Growth73
Risk35
Performance66
Valuation44
Profitability37
Leverage58
Sentiment—
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$89.1M+11.1%
Net income$20.4M-28.8%
Net margin22.8%-12.8 pts
Historical fundamentals

Revenue exposure

Regions, segments, customers and suppliers

Valuation

VBNKIndustryP/E33.9513.82P/S8.033.54EV/EBITDA—50.98P/B1.931.35PEG—0.71
Dividend yield0.30%
Every valuation metric

Earnings

Jan 7next report, before the open
EPS estimate$0.34
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate