ASRV

AmeriServ Financial, Inc.

$4.71

-0.42%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers.

Source: Yahoo Finance
AI summary

Price & performance

1M-8.6%
3M+13.0%
YTD+36.7%
1Y+50.4%
52-week range—
Beta0.20
Full chart and returns against a benchmark

Q-Score

49/ 100

Quality against peers; 50 is the peer median.

Growth43
Risk40
Performance54
Valuation64
Profitability41
Leverage78
Sentiment—
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$14.6M-6.3%
Net income$5.6M+55.8%
Net margin38.3%+15.3 pts
Historical fundamentals

Revenue exposure

0%of revenue from outside the US
United States100%
Regions, segments, customers and suppliers

Valuation

ASRVIndustryP/E9.3913.82P/S5.323.54EV/EBITDA—50.98P/B0.651.35PEG0.070.71
Dividend yield2.51%
Every valuation metric

Earnings

Jan 19next report
EPS estimate—
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate