UBCP

United Bancorp, Inc.

$14.05

-3.44%

SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

Overview AI Brief ChartChart & Performance Financials ExposureRevenue Exposure FilingsFilings & Red Flags ScoresScores & Valuation News Analysts InsidersInsiders & Short Interest Ownership

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

Source: Yahoo Finance

Market Cap$80.4M

Dividend Yield6.97%

AnalystsBuy+42.3% target

Beta0.07

AI summary

Price & performance

1M-4.2%

3M-9.1%

YTD+2.8%

1Y+16.7%

52-week range—

Beta0.07

Full chart and returns against a benchmark

Q-Score

46/ 100

Quality against peers; 50 is the peer median.

Growth43

Risk46

Performance49

Valuation54

Profitability—

Leverage69

Sentiment—

Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue—

Net income$7.8M+4.7%

Net margin—

Historical fundamentals

Valuation

UBCPIndustryP/E10.0813.82P/S—3.54EV/EBITDA—50.98P/B1.111.35PEG1.450.71

Dividend yield6.97%

Every valuation metric

Historical Fundamentals

Net Income

P/E

Showing the last 4 periods. Pro adds the full annual and quarterly history and 20+ more metrics to chart.

Latest Results

The latest fiscal year and quarter, each against the same period a year earlier, from SEC filings.

Metric	FY 2025	vs a year before	Q2 2026	vs a year before
Net Income	$7.8M	+4.7%	$2.1M	—

Q-Scores

OverallCombines the categories below, except Sentiment

Industry 6746

Growth

Industry 6743

Risk

Industry 6946

Performance

Industry 6449

Valuation

Industry 6054

Leverage

Industry 6969

Key Metrics

Fundamentals: trailing twelve months to Jun 2026, from the latest 10-K and 10-Qs.

Market Beta (5-factor)

IM 0.93SM 0.840.13

Market Cap

80.4M

Dividend Yield

IM 2.27%SM 1.01%6.97%

Volume

IM 146.6KSM 217.6K6.3K

Industry Market Share

0.00%

Sector Market Share

0.00%

IM industry median · SM sector median: the typical company the value is compared with. The /100 is its score against those peers.

Comparable Companies

The companies closest in size in Banks - Regional (filled from its sector when there are few), with the median and rank across all 313 in the industry.

Company	Market cap	P/E	P/S	P/B	FCF yield	Revenue growth	ROE	Debt/equity
UBCPUnited Bancorp, Inc.	$80.4M	10.1	—	1.1	-5.1%	—	11.1%	0.0
ASRVAmeriServ Financial, Inc.	$80M	9.4	5.3	0.6	1.0%	1.9%	6.9%	0.0
CPBICentral Plains Bancshares, Inc.	$79.7M	17.7	—	0.9	8.0%	—	5.0%	0.0
FUSBFirst US Bancshares, Inc.	$83.6M	10.7	71.7	0.9	10.6%	-1.0%	8.1%	0.4
NARANarragansett Bancorp, Inc.	$85M	—	—	—	—	—	—	—
AUBNAuburn National Bancorporation, Inc.	$88.2M	10.2	141.8	1.0	12.0%	1.6%	9.7%	0.0
HFBLHome Federal Bancorp, Inc. of Louisiana	$72.6M	11.8	42.9	1.2	10.5%	30.0%	10.5%	0.0
FDSBFifth District Bancorp, Inc.	$92M	55.6	152.1	0.7	1.4%	-2.3%	1.3%	0.0
CLSTCatalyst Bancorp, Inc.	$70.1M	34.6	—	0.8	4.6%	—	2.5%	0.1
Industry median		11.9	20.9	1.3	9.4%	8.8%	10.6%	0.0
UBCP percentile		17th	—	34th	3rd	—	56th	27th