CASH

Pathward Financial, Inc.

$75.12

-1.87%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, and money market savings accounts. It also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; installment and revolving consumer lending products; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services.

Source: Yahoo Finance
AI summary

Price & performance

1M-2.2%
3M-16.2%
YTD+3.4%
1Y+3.7%
52-week range—
Beta0.83
Full chart and returns against a benchmark

Q-Score

55/ 100

Quality against peers; 50 is the peer median.

Growth35
Risk52
Performance39
Valuation74
Profitability74
Leverage55
Sentiment—
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$839.9M+5.3%
Net income$185.9M+1.4%
Net margin22.1%-0.8 pts
Historical fundamentals

Red flags in filings

3active red flags
Material weakness in controlsNov 25, 2025
Restated financialsJul 2, 2025
Auditor changeDec 30, 2025
Filings, findings and the timeline

Valuation

CASHIndustryP/E8.8713.82P/S1.893.54EV/EBITDA—50.98P/B1.831.35PEG—0.71
Dividend yield0.28%
Every valuation metric

Earnings

Jan 21next report, after the close
EPS estimate$1.58
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate