LOB

Live Oak Bancshares, Inc.

$34.40

-0.69%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc.

Source: Yahoo Finance
AI summary

Price & performance

1M-4.2%
3M-19.4%
YTD+1.5%
1Y+13.4%
52-week range—
Beta1.30
Full chart and returns against a benchmark

Q-Score

35/ 100

Quality against peers; 50 is the peer median.

Growth33
Risk32
Performance31
Valuation72
Profitability—
Leverage59
Sentiment41
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue—
Net income$105.9M+36.7%
Net margin—
Historical fundamentals

Red flags in filings

3active red flags
Material weakness in controlsFeb 27, 2026
Restated financialsNov 12, 2025
Late filing noticeNov 12, 2025
Filings, findings and the timeline

Valuation

LOBIndustryP/E11.4413.82P/S—3.54EV/EBITDA—50.98P/B1.221.35PEG0.110.71
Dividend yield0.35%
Every valuation metric

Earnings

Jan 20next report, after the close
EPS estimate$0.69
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate