CBU

Community Financial System, Inc.

$64.88

-1.37%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services.

Source: Yahoo Finance
AI summary

Price & performance

1M-0.6%
3M-9.7%
YTD+7.0%
1Y+11.5%
52-week range—
Beta0.91
Full chart and returns against a benchmark

Q-Score

46/ 100

Quality against peers; 50 is the peer median.

Growth45
Risk51
Performance41
Valuation44
Profitability66
Leverage68
Sentiment27
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$818M+9.6%
Net income$210.5M+15.3%
Net margin25.7%+1.3 pts
Historical fundamentals

Revenue exposure

0%of revenue from outside the US
United States100%
Regions, segments, customers and suppliers

Valuation

CBUIndustryP/E14.5113.82P/S3.873.54EV/EBITDA—50.98P/B1.671.35PEG1.050.71
Dividend yield2.90%
Every valuation metric

Earnings

Jan 26next report, before the open
EPS estimate$1.19
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate