MCHB

Mechanics Bancorp

$14.67

-1.01%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking.

Source: Yahoo Finance
AI summary

Price & performance

1M-0.9%
3M-10.4%
YTD+8.9%
1Y+19.4%
52-week range—
Beta1.03
Full chart and returns against a benchmark

Q-Score

41/ 100

Quality against peers; 50 is the peer median.

Growth58
Risk34
Performance63
Valuation45
Profitability39
Leverage34
Sentiment56
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$49.7M+3.3%
Net income$265.7M+816.4%
Net margin534.4%+474.1 pts
Historical fundamentals

Red flags in filings

1active red flag
Late filing noticeMar 17, 2026
Filings, findings and the timeline

Revenue exposure

0%of revenue from outside the US
United States100%
Regions, segments, customers and suppliers

Valuation

MCHBIndustryP/E12.5513.82P/S58.053.54EV/EBITDA—50.98P/B1.271.35PEG0.490.71
Dividend yield11.11%
Every valuation metric

Earnings

Jan 28next report, after the close
EPS estimate$0.28
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate