CPSS

Consumer Portfolio Services, Inc.

$10.03

-4.02%
SectorFinancial ServicesIndustryCredit ServicesCountryUnited States

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders.

Source: Yahoo Finance
Q-Score48/ 100
Market Cap$219.2M
P/E9.24
Dividend Yield0.00%
52-Week Range—
Next EarningsNov 9
Analysts—
Beta0.53
AI summary

Price & performance

1M+10.1%
3M+7.4%
YTD+9.2%
1Y+19.2%
52-week range—
Beta0.53
Full chart and returns against a benchmark

Q-Score

48/ 100

Quality against peers; 50 is the peer median.

Growth52
Risk46
Performance39
Valuation77
Profitability38
Leverage62
Sentiment—
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$434.5M+10.4%
Net income$19.3M+0.6%
Net margin4.4%-0.4 pts
Historical fundamentals

Revenue exposure

0%of revenue from outside the US
United States100%
Regions, segments, customers and suppliers

Valuation

CPSSIndustryP/E9.2424.42P/S0.4610.57EV/EBITDA—27.44P/B0.687.09PEG0.430.74
Dividend yield0.00%
Every valuation metric

Earnings

Nov 9next report
EPS estimate—
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate