XYF

X Financial

$5.34

-3.96%
SectorFinancial ServicesIndustryCredit ServicesCountryChina

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.

Source: Yahoo Finance
Q-Score71/ 100
Market Cap$197.2M
P/E0.94
Dividend Yield11.22%
52-Week Range—
Next EarningsNov 26
Analysts—
Beta0.70
AI summary

Price & performance

1M-1.2%
3M+14.0%
YTD-3.2%
1Y-59.4%
52-week range—
Beta0.70
Full chart and returns against a benchmark

Q-Score

71/ 100

Quality against peers; 50 is the peer median.

Growth65
Risk35
Performance49
Valuation87
Profitability69
Leverage74
Sentiment—
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$1.1B+35.8%
Net income$209.4M-0.7%
Net margin19.2%-7.1 pts
Historical fundamentals

Revenue exposure

Regions, segments, customers and suppliers

Valuation

XYFIndustryP/E0.9424.42P/S0.1810.57EV/EBITDA—27.44P/B0.187.09PEG—0.74
Dividend yield11.22%
Every valuation metric

Earnings

Nov 26next report
EPS estimate—
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate