ECPG

Encore Capital Group, Inc.

$108.02

-3.54%
SectorFinancial ServicesIndustryCredit ServicesCountryUnited States

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Source: Yahoo Finance
AI summary

Price & performance

1M+8.3%
3M+13.8%
YTD+93.2%
1Y+117.8%
52-week range—
Beta1.04
Full chart and returns against a benchmark

Q-Score

60/ 100

Quality against peers; 50 is the peer median.

Growth54
Risk46
Performance69
Valuation50
Profitability73
Leverage26
Sentiment65
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$88.4M+4.3%
Net income$256.8M
Net margin290.6%+454.8 pts
Historical fundamentals

Revenue exposure

Regions, segments, customers and suppliers

Valuation

ECPGIndustryP/E6.4224.42P/S29.0110.57EV/EBITDA7.6327.44P/B2.097.09PEG—0.74
Dividend yield0.00%
Every valuation metric

Earnings

Nov 4next report
EPS estimate—
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate