UPST

Upstart Holdings, Inc.

$20.41

-8.27%
SectorFinancial ServicesIndustryCredit ServicesCountryUnited States

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Source: Yahoo Finance
AI summary

Price & performance

1M+2.5%
3M-22.9%
YTD-49.0%
1Y-49.4%
52-week range—
Beta2.84
Full chart and returns against a benchmark

Q-Score

32/ 100

Quality against peers; 50 is the peer median.

Growth41
Risk29
Performance38
Valuation40
Profitability40
Leverage57
Sentiment54
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$1B+64.0%
Net income$53.6M
Net margin5.1%+25.3 pts
Historical fundamentals

Valuation

UPSTIndustryP/E31.0124.42P/S1.5110.57EV/EBITDA10.1627.44P/B2.277.09PEG0.300.74
Dividend yield0.00%
Every valuation metric

Earnings

Nov 3next report, before the open
EPS estimate$0.65
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate