SOFI

SoFi Technologies, Inc.

$16.37

-2.27%
SectorFinancial ServicesIndustryCredit ServicesCountryUnited States

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform.

Source: Yahoo Finance
AI summary

Price & performance

1M+10.2%
3M-7.1%
YTD-36.7%
1Y-40.8%
52-week range—
Beta2.42
Full chart and returns against a benchmark

Q-Score

34/ 100

Quality against peers; 50 is the peer median.

Growth54
Risk38
Performance49
Valuation21
Profitability33
Leverage53
Sentiment62
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$619.4M+23.1%
Net income$481.3M-3.5%
Net margin77.7%-21.4 pts
Historical fundamentals

Revenue exposure

7%of revenue from outside the US
United States93%
Non Us7%
Regions, segments, customers and suppliers

Valuation

SOFIIndustryP/E28.7924.42P/S34.4510.57EV/EBITDA—27.44P/B1.887.09PEG1.890.74
Dividend yield0.00%
Every valuation metric

Earnings

Jan 29next report, before the open
EPS estimate$0.17
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate